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Thomas J Unik Insurance

Thomas J Unik Insurance

Insurance Cleveland Ohio

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Finance Company

Slide Two
Contact us today

Can’t pay your premium in full?

We can help!

Call us today
Slide Two
Contact us today

Can’t pay your premium in full?

We can help!

Call us today

Finance Company

Can’t pay your premium in full? We can help!

We know in these difficult times, it is not always easy to pay all those bills at once. We have a premium finance company that can help, US Premium Finance. This company has been providing commercial insurance premium financing since 1971. It is a national company that offers good rates and great service.

So what is premium financing?

It is a loan between two parties – the insured and the premium finance lender.
It is a specific purpose loan, made only for a specific reason and under certain conditions. The collateral is the unearned insurance premium of the policy being financed.
Why is premium financing beneficial for you, the insured?

It provides you with a way to spread out your insurance premium payments over time instead of having to pay the premium all at one time.
What is included in the premium finance agreement?

Insured information
Policy data
Insured Tax Identification Number as required by the US Patriot Act
Insured and agent signatures
Terms and conditions
What happens in the event of a default or cancellation for non-payment?

Notice of intent to cancel insurance policy is issued. If payment is not received then a policy cancellation is issued. Upon cancellation, the insurance company will return any unused premium to the finance company. The policyholder is immediately liable for any balance due on the loan.
US Premium Finance offers you the following ways to make your payment.

Pay by mail
Pay by fax
Pay online 24/7
Direct Debit (ACH payment)
The web address for US Premium Finance is http://www.uspremiumfinance.com/. Use this site to make a payment or just to check on your account.

Insurance Quick links

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Homeowners insurance

Protect your house and your possessions with homeowners insurance. Homeowners insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment.


Auto Insurance

Don't know which way to turn for car insurance? Not sure what company best fits your needs? We can help. Our agency specializes in working with companies that can help a wide range of drivers and driving histories, companies that have you in mind.


Health Insurance

From the different plan types to selecting a care provider, to know what costs to expect, will all play a part in your decision. Let us provide you with a solid understanding of health insurance basics so you have the information you need to make not only a smart choice but the right choice.


Commercial Insurance

f you are a small business owner, chances are you have a lot on your mind. Thomas J. Unik insurance understands you need to protect your assets and has a solution for you. A Businessowners Policy gives you the protection you need in one easy-to-understand policy.


Business Insurance

You’ve invested a lot of time, money and sweat in your small business, so it makes sense to protect that investment with smart insurance coverage. In fact, business insurance should be an essential part of your business operations – a necessity for safeguarding your business assets, your employees and your livelihood.


Product liability insurance

Product liability insurance protects the business from claims related to the manufacture or sale of products, food, medicines or other goods to the public.


Professional liability insurance

Professional liability insurance protects your business assets from claims that may result from advice, expertise or professional services you provide.

Contact Details

1729 Superior Avenue Cleveland, OH Tom@thomasjunik.com

Contact Us Today

+ 216-861-0200

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Thomas J Unik Insurance

Established in 1936, by Thomas J. Unik Sr., our company has grown to a full service insurance agency that serves the insurance needs of over 12,000 individuals and families and 4200 business concerns in Cleveland, Cuyahoga County and adjacent areas.

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