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Thomas J Unik Insurance

Thomas J Unik Insurance

Insurance Cleveland Ohio

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Slide Two
Contact us today

Looking for Bar or Tavern insurance?

Liquor liability insurance is A MUST!

Call us today
Slide Two
Contact us today

Looking for Bar or Tavern insurance?

Liquor liability insurance is A MUST!

Call us today

Bar And Tavern Insurance

In addition to regular bar liability insurance, you also need to include liquor liability insurance in your night club insurance package. Liquor liability insurance is A MUST! Liquor liability insurance is the kind of insurance for bars and night clubs that protects them from any problems that may arise from the use of alcohol, including what may happen to customers after they leave your establishment. For more about this kind of bar liability insurance see our article: Liquor Liability Insurance.

Disaster Insurance: Disaster insurance is a form of commercial insurance for a bar that covers the kinds of property damage that natural disasters like flood s, earthquakes and hurricanes can do to your establishment. Disaster insurance is not a must but can mean the difference between reopening after a natural event like a flood and throwing in the towel. This kind of insurance also covers damage from unusual events like riots for example. To find out more see our article: Disaster Insurance for Bars and Night clubs.
Theft Insurance: Theft insurance is highly recommended but is not a necessity. Theft insurance, if it is not included in your package, might be a good idea to get as an extra. It is not for the petty stuff but more for the armed robberies or break-ins that steal large amounts of inventory and furnishings. The smaller kinds of theft are more of a managerial problem. For more about theft insurance see our article: Theft Insurance for Bars and Other Employee Related Insurance.

Worker’s Compensation Insurance: Many states require bars and night clubs to carry worker’s compensation insurance which covers injuries to your workers. If your liability insurance covers your workers this kind of insurance may not be necessary. The Theft Insurance for Bars and Other Employee Related Insurance article above has a section about workers comp.
Health Insurance: Health insurance is often beyond the means of small businesses. If however, you get near or over 50 employees you may now need to carry this kind of insurance. With such a large group you may be able to get it for less, however. Insurance will definitely add extra costs to the operation of your bar or night club they are a necessity for any establishment that wants to last. An uninsured business is just one unfortunate event away from disaster.

 

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Homeowners insurance

Protect your house and your possessions with homeowners insurance. Homeowners insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment.


Auto Insurance

Don't know which way to turn for car insurance? Not sure what company best fits your needs? We can help. Our agency specializes in working with companies that can help a wide range of drivers and driving histories, companies that have you in mind.


Health Insurance

From the different plan types to selecting a care provider, to know what costs to expect, will all play a part in your decision. Let us provide you with a solid understanding of health insurance basics so you have the information you need to make not only a smart choice but the right choice.


Commercial Insurance

f you are a small business owner, chances are you have a lot on your mind. Thomas J. Unik insurance understands you need to protect your assets and has a solution for you. A Businessowners Policy gives you the protection you need in one easy-to-understand policy.


Business Insurance

You’ve invested a lot of time, money and sweat in your small business, so it makes sense to protect that investment with smart insurance coverage. In fact, business insurance should be an essential part of your business operations – a necessity for safeguarding your business assets, your employees and your livelihood.


Product liability insurance

Product liability insurance protects the business from claims related to the manufacture or sale of products, food, medicines or other goods to the public.


Professional liability insurance

Professional liability insurance protects your business assets from claims that may result from advice, expertise or professional services you provide.

Contact Thomas J Unik Today

1-866-372 UNIK (8645)

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1729 Superior Avenue Cleveland, OH Tom@thomasjunik.com

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+ 216-861-0200

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Thomas J Unik Insurance

Established in 1936, by Thomas J. Unik Sr., our company has grown to a full service insurance agency that serves the insurance needs of over 12,000 individuals and families and 4200 business concerns in Cleveland, Cuyahoga County and adjacent areas.

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